Cheapest Car Insurance

• Shop around. Can save you $100s if you get best deal. Amazing that people spend time trying to get few extra % interest but don’t shop around for car insurance.

• Combine home, contents & car insurance. Up to 30% discount if you have them all with the same company. (State
  
• Always maximise no claims discount (after 1st yr often 30% up to max 66%). Some companies offer no claims protection but remember this is only if you stay with the same company!
  
• Consider getting immobiliser or alarm fitted as often get discount (check with your insurance company first)
• Check the value of the car. May be more than it is worth.
• Consider a higher excess (you agree to pay the first $250 instead of $100) may give you a discount.
• Older drivers (usually over 50s) can get discount of up to 20% in some situations
• Pay premium annually rather than monthly if you can get a lower quote or no surcharge
  
• Restrict younger drivers. If you declare no one under 25 will drive the car you may get a discount.
• Look at 3rd party, fire & theft insurance if your car isn’t worth much.

Cashback car insurance